OSAP start of term important information

It is important to review the status of your OSAP application regularly for any updates to the requirements for your funding release.  Check your status through the following sites: 

1. LORIS (Student Services menu - Awards and Financial Aid Card - View My Student Awards and OSAP Funding - Select Aid Year/Period - Under the Government Aid heading, Review Stautus message beside current application)
2. Online OSAP application
3. National Student Loans Service Center (NSLSC)

On this page: 

• Confirmation of enrolment and funding release timelines
• Application errors delaying funding
• Paying your Laurier invoice with OSAP
• Student responsibility for OSAP applications

Winter 2027 Confirmation of Enrolment and Funding Release

Full-time OSAP applications: Financial Aid will begin requesting funding release* the week of January 4, 2027 and this can take 1-2 weeks for completion.

Part-time OSAP applications:  Financial Aid will begin requesting funding release* after the first day of classes and this can take 1-2 weeks for completion.   

* Funding is typically received within 4-7 business days from date of successful confirmation of enrolment completion.  See information below regarding OSAP payments and late payment fees.

Application errors delaying funding 

If your enrolment has not been confirmed after the first week of classes, check the following items and take the appropriate action: 

• Course load error: Ensure you have the correct course load on your OSAP application and that your course registration for the term is complete.  View your application status on LORIS (Student Services menu - Awards and Financial Aid Card - View My Student Awards and OSAP Funding - Select Aid Year/Period - Review Stautus message beside application under Government Aid heading) to verify if a course load error is impacting your funding release.
  
  
• Outstanding documents: Review the required documents section of your OSAP application for outstanding documents to be submitted/processed.  
  • Documents for your OSAP application must be submitted through upload directly to your OSAP application. 
    
    
  • All documents are processed in the date order received and may take 6-8 weeks or more to be processed.   
    
    
  • Ensure you review all document requirements carefully and submit all required information. Documents will be denied if required questions are left blank, signatures (handwritten) or dates are not provided or if required supplementary documentation as listed on OSAP forms or document descriptions is not provided.
    
    
  • Monitor your OSAP document status through your online OSAP application.  Messages about denied documents are typically sent to your OSAP Message Centre or your MyLaurier email.  
    
    
• Restrictions:  If you have been restricted by OSAP, information regarding the restriction will display on your OSAP application status.  More information and required next steps for the restriction can be found by clicking on the restriction description.
  
  
• National Student Loan Service Centre (NSLSC) required information:  Check for messages and status updates on your NSLSC online account.

Paying your Laurier Invoice with OSAP

If you owe tuition and fees on your Laurier student account for the academic year associated with your OSAP application, your OSAP funding will first be used to pay that balance when it is released. Any remaining OSAP funding will be sent directly into your bank account. 

​It is important that you review your online OSAP application in the 'Funding Summary' section to compare the amount of funding available for release each term with your outstanding Laurier account balance on LORIS (Student Services - Student Financial Account - View your Invoice and Payment History).  If the amount of OSAP to be released is less than the amount owing to Laurier, you must pay the difference prior to the invoice due date. OSAP is not guaranteed to cover all fees. 

• OSAP typically releases 60% of available loan funding in the fall term, leaving only 40% of the available funding for release in the winter term.  
  
  
• Your funding assessment can change as you add or drop courses, or if there are income changes or other updates to your application
  
  
• If your OSAP funding for fall is less than the total balance owing on your Laurier account it is your responsibility to pay the difference prior to the Laurier invoice due date
  
  
• Late payment fees related to an OSAP payment that is applied directly to your student account will be reversed provided: 
  • The OSAP funding received covers the full amount owing, and
  • Your OSAP funding is applied to your Laurier student account within one month from the first day of classes  
    
    
• More information on Laurier's late fee/interest policy is available online: Paying Laurier Fees

Student Responsibility for OSAP Applications

It is the student's responsibility to ensure all required information has been submitted to complete their OSAP application and to ensure all fees are paid each term. 

Students are responsible for ensuring they submit their OSAP application and required documents by the recommended date. 

The Laurier Financial Aid Office is not responsible for processing delays due to incorrect/incomplete document submission, late application submission, or late document submission.