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Ontario Student Assistance Program (OSAP)

The Ontario Student Assistance Program (OSAP) is a government funded program that assists eligible students to pay for their postsecondary education through grants and loans. In order to be considered, students need to apply for the funding on the Government of Ontario OSAP website.

Eligibility

OSAP considers postsecondary education to be a shared investment among students, their families, the government and postsecondary institutions. Assistance is based on multiple factors and the amount of money you are eligible to receive depends on:

  • Education expenses: The amount of money you need for tuition, books, child care, personal living expenses (full-time students), supplies and equipment.
  • Course load: Whether you’re a full-time or part-time student and how many courses you are enrolled in each term.
  • Personal financial situation: Based on you and your family’s income, family size, dependants and other factors.

Qualifying for Free Tuition

Free tuition for OSAP purposes means OSAP grants for full-time students would equal or exceed tuition for an average undergraduate arts and science program. Deregulated programs including business, computer science and double degree programs have higher costs than the average arts and science program. Compulsory fees, books, living costs, etc. are an additional expense on top of tuition costs and are not guaranteed to be covered by OSAP funding.

For further details on OSAP eligibility requirements, review full-time student funding and part-time student funding.