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Graduate Teaching Assistants (GTAs) at Laurier are eligible to receive extended health and dental benefits through the Graduate Students’ Association.
Dental Benefit Plan |
Amount Covered |
Notes |
---|---|---|
Basic services:
|
70% covered |
|
Preventive services:
|
70% covered |
Student care network is available which covers and additional 30% of cost (extractions are 20%). |
Major restorative:
|
Not covered |
Student care network is available which covers 20% of cost. |
*Plan maximum for dental services per policy year is $550.
Health Benefit Plan |
Amount Covered |
Notes |
---|---|---|
Prescription drugs |
80% covered to a maximum of $3,000 per policy year |
|
Paramedical services:
|
$30 per visit to a maximum of $500 per policy year for each type of service |
Student care network (discounted service providers) for psychology, naturopathy, chiropractic, physiotherapy, massage therapy, mental health resources available. |
Vaccinations |
100% covered to a maximum $150 per policy year |
$8 deductible applies for each vaccination. |
Vision: eyeglasses and contacts |
$75 per 24 months |
Student care network available 30% off prescription eyeglasses (independent specialists), and 10% off contact lenses (Clearly). |
Vision: eye exams |
$50 per 2 policy years for eye exams |
N/A |
Vision: laser eye surgery |
$150 per policy year |
Student care network available up to $200 off laser eye surgery (LASIK MD). |
Diagnostic services (lab tests) |
100% covered |
Only covered when used to diagnose illness and performed in a commercial lab. |
Home care nurse |
100% covered |
A home nurse is covered when certified in writing as medically necessary by the attending physician and when approved by Sun Life. |
Home care tutorial |
Up to a maximum $10/hour to a maximum of $300 per accident/illness |
Private tutorial service by a qualified teacher if an accident or illness causes disability and confinement to a home or hospital for more than 7 consecutive days. |
Medical equipment:
|
100% covered |
N/A |
Orthotics |
100% covered to a maximum of $350 per policy year |
N/A |
Orthopedic shoes and modifications |
100% Covered to a maximum of $350 per policy year |
A prescription is required from a physician, podiatrist, chiropodist for these claims. |
Ambulance |
100% covered |
The plan covers the reasonable and customary charges for air or land ambulance service to the nearest hospital when an emergency requires immediate medical attention. |
Dental accident (covered under health plan) |
100% covered (within 12 months of accident) |
The repair/replacement of natural teeth damaged through an external accidental blow to the mouth according to the Provincial Dental Fee Guide for General Practitioners (the province where the service was performed). |
Travel accident |
120 days per trip (unlimited trips) $5,000,000 lifetime maximum applies |
Includes hospital, physician, and other services for emergency treatment of an injury or illness while travelling outside of the province in which you reside (including international travel). Reasonable and customary charges apply which are in excess of the provincial health-care allowance. International students (including US students) who are not permanent Canadian residents may not use their travel health coverage when traveling to their country of origin. |
Trip cancellation |
$1,500 per trip |
Only covers pre-paid, non-refundable trip expenses in case of a medical emergency. |
Trip interruption |
$1,500 per trip |
For trips taken during policy year in case of a medical emergency. |
Accidental death and dismemberment insurance |
N/A |
For the loss of life or limb, and for paralysis caused by an accident. |