Medical Insurance and Health Plans
The Wellness Centre accepts all provincial health plans, such as the Ontario Health Insurance Plan (OHIP) and the University Health Insurance Plan (UHIP) for international students, for most physician visits.
- UndergraduateUGClick this tab to view content pertaining to Under Graduates
- GraduateGRADClick this tab to view content pertaining to Graduates
Extended Health and Dental Insurance Programs
The undergraduate health and dental plans are mandatory for all undergraduate part-time and full-time students enrolled in the fall term. The plans are also mandatory for co-op students enrolled in a fall work term and students enrolled in Online Learning courses. Undergraduate students can obtain benefits information and instruction on how to remit claims at healthplan.yourstudentsunion.ca
Opt Out Eligibility
Students with alternate forms of coverage may be eligible to opt out. In order to opt out of the health and/or dental plans, students must do so online at healthplan.yourstudentsunion.ca, prior to the opt out deadline date. The online opt out will be available at the above website generally beginning the first week of August each year and only after your fall term fees have been assessed.
Fees for the Undergraduate Health and Dental Plans are assessed only once per year, in the fall term. Coverage begins on September 1st and expires on August 31st of the following year.
If you are a winter term only student, or would like information regarding family member opt in, see the U-Desk on either the Waterloo or Brantford campus for more information or contact 519.756.8228 x5716 or email@example.com.
Laurier's Graduate Students' Association (GSA) offers a Health and Dental Plan, which covers some basic expenses outside of your provincial health plan. This includes dental work, prescriptions, psychologist/social worker visits, physiotherapy, and more.
A growing number of important services aren’t covered by provincial health care (OHIP) or the international student equivalent (UHIP). Health is of the utmost importance to academic success. To help students pay for the health and dental services that they need, the GSA has put in place a collective plan. The GSA is pleased to offer this valuable service and hopes that you make the most of it.
The services of nurses, counsellors, the registered dietitian, and the mental health student support staff in the Wellness Centre are included in your student services fees, and all Laurier students can access them at no extra charge.
Visits with the doctors are covered by provincial health insurance (e.g. OHIP) for Ontario residents. If you are an international student, your health care is covered by a private insurance company, in most cases the University Health Insurance Plan (UHIP).
Because health care is required in Ontario, those students not covered by OHIP or an alternatively accepted plan must register for the UHIP while studying or working at a participating university or affiliated college in Ontario. UHIP covers your medical needs equal to the coverage offered by the provincial health plan available to Ontario residents. This plan covers costs and services associated with hospital and doctor visits. UHIP is intended to ensure that students receive basic health-care coverage while studying in the province.
The UHIP insurer is Sun Life Assurance Company of Canada.
You should carry your UHIP insurance card with you at all times. You must present it at every visit to the Wellness Centre. As an international student, you will be required to pay for your visit up front if you do not provide proof of insurance coverage.
Visit our UHIP information page for more informatoin about UHP enrolment and coverage.
Supplementary Health and Dental Insurance Plan
The Supplementary Health and Dental Insurance Plan extends coverage beyond what is covered by UHIP or OHIP. There is no overlap of coverage between UHIP and supplementary health insurance. Supplementary insurance plans are separate from UHIP.
Supplemental Health and Dental Insurance covers prescriptions, a portion of dental and medical expenses when prescribed by a doctor, and provides travel insurance when outside of Ontario and Canada. Students should automatically be enrolled in Supplementary Health and Dental Insurance Plans as part of their tuition, and can opt out if they have alternative coverage.
If you are an undergraduate student, the supplemental health plan is provided by the Students' Union and if you are a graduate student, it is provided by the Graduate Students' Association. More information about services covered and making a claim are available on the respective pages.