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In order to maintain interest-free status for previous full-time Ontario Student Assistance Program (OSAP) loans, you must be confirmed with the National Student Loan Service Centre (NSLSC) as a registered full-time student in an OSAP-eligible program.
Confirmation of your enrolment is completed either through:
To be eligible for continuation of your interest-free status you must be:
Continuation of interest-free status forms must be completed by full-time students through their online OSAP account each academic year once registered (confirmation can only be completed for full-time registered terms and cannot be completed if you are not fully registered at time of form submission). As you are completing your form, your previous full-time confirmed study period will be noted. Ensure there is no overlap in dates from your previous confirmed full-time study period and the dates indicated on your new form submission.
Interest-Free Status application forms can be completed online beginning 15 days before the start of the study period/term and must be completed at least 21 days prior to the end of the study period/term.
Forms cannot be backdated to past terms. It is your responsibility to ensure your interest-free status forms are submitted for all registered terms every academic year on time.
Students with a restriction on their account preventing the release of OSAP funding must complete an interest-free status term if continuing with full-time registration while restricted from OSAP.
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